Change Detection Intelligence

Continuous merchant monitoring that detects risk-introducing changes across websites, payment pages, policies, and digital assets — before violations escalate.

Change Detection Intelligence is PayLegit's continuous monitoring engine designed to detect risk-introducing changes across merchant websites, payment pages, policies, and digital assets. Most scheme violations do not exist at onboarding — they appear later.

A merchant may add prohibited products, insert hidden crypto payment links, modify refund policies, remove contact details, or introduce misleading claims after approval. The module continuously monitors product listings, pricing changes, terms and conditions, refund policies, contact information, payment methods, embedded scripts, QR codes, and hidden checkout pages.

When risk-relevant changes occur, the system flags them, classifies their severity, and captures forensic evidence including screenshots, HTML snapshots, and structured diff reports. Aligned with Mastercard BRAM and Visa VIRP risk triggers, Change Detection Intelligence helps acquirers act before violations escalate into scheme monitoring programs.