Worldwide Threat Discovery

Geo-targeted proactive discovery of illegal commerce and scheme policy violations — finding high-risk merchants before they enter your portfolio.

Worldwide Threat Discovery is PayLegit's geo-targeted merchant discovery and crawl platform for illegal commerce and BRAM/VIRP policy violations. Unlike onboarding-focused modules that analyse known merchant URLs, this platform proactively discovers high-risk merchants operating across jurisdictions — before they apply to your platform.

Prohibited merchants do not wait to be onboarded. They operate openly across countries, languages, and regulatory regimes. Acquirers need geographic threat intelligence and proactive discovery beyond known merchant lists.

Crawl missions let compliance teams select countries and policy categories with auto-generated discovery queries. Live URL crawling analyses pages against 34 global BRAM/VIRP categories. Findings search provides a searchable database of discovered high-risk merchants. Geographic intelligence dashboards deliver country-level threat summaries and regional trend analysis.

Policy categories span adult content, banned drugs, darknet commerce, financial fraud, gaming and betting payments, hate and extremism, IP piracy, malware, MLM schemes, online gambling, counterfeit goods, illegal pharmaceuticals, and India-specific RMG and gaming rules — with regional keyword variants for local-language detection.