Fraud Intelligence Built for Mobile Money and Agent Networks

Africa's payment fraud landscape is shaped by mobile money and agent-network abuse more than card fraud. PayLegit's continuous merchant monitoring identifies mule accounts, misrepresented business models, and hidden payment endpoints across mobile-money-driven merchant ecosystems.

Mobile money fraud patterns

Detect agent-network abuse, SIM-linked mule behaviour, and merchants routing volume through mobile wallets outside acquirer visibility.

Cross-border remittance risk

Surface merchants whose stated business model diverges from observed payment flows — a common vector for remittance laundering and pass-through schemes.

Regional regulator alignment

Support compliance conversations with evidence packs mapped to local expectations — including CBN and other central-bank fraud reporting frameworks as programmes expand.