Continuous Merchant Legitimacy Monitoring for European PSPs

As PSD2/PSD3 and DORA raise the bar on operational resilience and fraud oversight, European PSPs need merchant monitoring that runs continuously, not just at onboarding. PayLegit's platform is built for GDPR-aligned data handling while delivering real-time risk intelligence across merchants, content, and payment flows.

GDPR-aligned data handling

EU buyers require clarity on lawful basis, data minimisation, retention, and subprocessors before procurement proceeds. PayLegit documents purpose-limited processing for merchant risk screening with audit-ready evidence trails.

DORA operational resilience

Continuous merchant monitoring supports ICT and operational risk reporting by surfacing drift, hidden payment channels, and post-approval changes that create acquirer exposure under DORA expectations.

UK FCA considerations

For UK-facing programmes, PayLegit helps acquirers evidence ongoing merchant due diligence aligned to FCA expectations on financial crime controls — beyond one-time onboarding checks.