Merchant Risk Intelligence for India's Banking & Payments Ecosystem

Indian banks and PSPs operate under RBI's fraud risk management master circular and the Central Payments Fraud Information Registry (CPFIR). PayLegit delivers continuous merchant and payment legitimacy intelligence — including UPI VPA scanning, pay-by-link abuse detection, and post-onboarding drift monitoring aligned to domestic compliance expectations.

RBI fraud risk management alignment

Support institution-level fraud risk frameworks with continuous merchant surveillance, explainable evidence, and audit-ready case files mapped to RBI master circular expectations.

CPFIR-ready intelligence

Structured risk signals and incident evidence help compliance teams participate in industry fraud information sharing with consistent merchant-level context.

UPI & pay-by-link visibility

Detect hidden VPAs, external payment links, and wallet endpoints embedded in merchant websites — closing the gap between card transaction monitoring and India's dominant real-time rails.