Prevent Transaction Laundering, Mule & Shell Merchants and Pay-by-Link Abuse

PayLegit traces illegal content from social media to the merchants and payment flows monetizing it — so acquirers and PSPs can stop transaction laundering before, during, and after onboarding.

The payment-legitimacy-first platform for merchant risk, mule & shell detection, and content-to-payment traceability.

From First Scan to Every Transaction After

Onboard — verify merchant identity, ownership, and stated business against 70+ risk checks before approval. Trace — follow content back to its source: social posts, ads, payment links. Monitor — continuously watch for mule patterns, shell structures, MCC mismatches, and payment link abuse.

Built for BRAM, VIRP, AML & FATF Compliance

One platform, continuously auditable — so you can show regulators effectiveness, not just process. Learn more about the key challenges PayLegit solves.